Who are we?
SIPA is a private corporation of licensed public adjusters
whose expertise revolve around a variety of claims including fire, wind,
tornado, hail, water, flood, mine subsidence, vandalism, and theft damage.
What is a Public Adjuster?
Public adjusters are insurance adjusters who work solely
for the policyholder and not the insurance carrier.
How does that differ from other adjusters?
Company or “insurance” adjusters work for the insurance
company, not you.
Independent adjusters also work for the insurance companies,
not you. (These adjusters are simply independent agents rather than
full time employees. An independent agent is likely working for many
different insurance companies simultaneously.)
But, a public adjuster represents the only type of insurance
adjuster who works soley for policyholders and not for the insurance
companies.
Why does that matter? It means public adjusters have
no conflict of interest when negotiating on your behalf with the insurance
companies.
It also means that public adjusters will usually contact
you after a disaster. Knowing what questions to ask is key to distinguishing
between reliable and untrustworthy firms.
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